Insights, guides, and tips for managing your international business finances.
If you have $10,000 in a Chase Savings account right now, you’re earning 0.01% interest. That’s $1 per year. One dollar. Move that same $10,000 to a high-yield savings account — same FDIC insurance, same zero risk — and you earn $400 per year. Four hundred times more. For doing literally nothing except moving your […]
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Greenlight charges between $5.99 and $14.98 per month to give your kid a debit card. That’s $72 to $180 per year — before the hidden costs. And parents are furious. Trustpilot is full of complaints about charges continuing after cancellation, deposits taking nearly a full work week, and accounts you can’t close without spending hours […]
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You want your kid to understand money. You Google “best savings account for kids” and get a wall of identical listicles recommending Greenlight. You sign up. Your kid uses the card for a month. Then they stop checking the app and learn nothing about savings. Sound familiar? The problem isn’t the apps. The problem is […]
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If you work internationally, you deal with multiple currencies. A client in New York pays in USD. A project in Berlin pays in EUR. You live in Mexico City and spend in MXN. Managing three currencies across three platforms with three fee structures is a mess. Multi-currency accounts consolidate this. One platform, multiple currency balances, […]
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Receiving US dollars when you are based in Latin America should not be complicated. You did the work, the client wants to pay, and the only question is: where do they send the money? The answer depends on your situation – how much you receive, how often, whether you want to hold USD or convert […]
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PayPal dominates online payments, but for freelancers in Latin America, the relationship is often adversarial. Fund holds lasting 21 days on new accounts. FX markups of 3-4% above mid-market rates. Limited ability to withdraw to local banks in some countries. And the ever-present risk of account limitations that freeze your funds with vague explanations and […]
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Skrill has been around since 2001 (originally as Moneybookers). It built its reputation in online gambling payments, expanded into general e-commerce, and is now owned by Paysafe Group. Skrill serves 40+ million customers and operates in 200+ countries. But Skrill’s age shows in its fee structure. What was once competitive has become a maze of […]
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If you have spent any time in online communities for non-US founders, you have seen this advice: “Use Stripe Atlas to form a Delaware LLC, then open Mercury for banking.” It is repeated so often it sounds like the only path. And for some people, it is the right path. But for many others, it […]
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Airwallex is a serious platform. They serve companies like Brex, Shein, and Navan. Their infrastructure handles multi-currency accounts, batch payments, card issuing, treasury management, and API-driven financial operations at scale. They have raised over $900 million in funding and operate across 150+ countries. That pedigree is exactly why Airwallex might not be the right fit […]
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Revolut is one of the most feature-rich fintech apps in the world. 40+ million customers, 30+ currencies, crypto trading, stock investing, insurance, travel perks – it is a financial super-app. For users in the UK and EU, Revolut offers an incredible breadth of services. But breadth and depth are different things. If you are a […]
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