Freelancers

24 artículos

VaultLeap vs Western Union: Cross-Border Payments in 2026

Western Union has moved money across borders for over 170 years. They have 500,000+ agent locations in 200+ countries. If you need to send cash to a village with no bank but a Western Union kiosk, nothing else comes close. But for digital workers receiving regular payments from international clients, Western Union’s model – built […]

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VaultLeap vs Grey: Which Is Better for LATAM Freelancers?

Grey and VaultLeap both solve the same fundamental problem: people outside the US need a way to receive dollars. But they were built for different regions, and that difference shapes everything – from the currencies they support to the payment rails they offer. Grey was built primarily for the Nigerian and African market. VaultLeap was […]

VaultLeap

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VaultLeap vs Mercury: Which Is Better for Non-US Founders?

Mercury has earned its reputation as the go-to banking platform for startups. Clean interface, no monthly fees, solid integrations with accounting tools. If you have a Delaware LLC or C-Corp, Mercury is one of the best options on the market. But here is the problem: Mercury requires a US business entity. No LLC, no account. […]

VaultLeap

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How to Open a US Bank Account as a Non-Resident (Without an SSN)

Opening a US bank account as a non-resident has gotten harder, not easier. In 2025 and 2026, neobanks like Mercury and Relay tightened their requirements. Traditional banks still require in-person visits. And the options that are marketed to non-residents often come with limitations that are not immediately obvious. This guide covers what actually works in […]

VaultLeap

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Recent posts on X show founders physically based in Indonesia and Vietnam sharing emails from Mercury notifying them of upcoming account closures

According to screenshots circulating this week, the notices state that accounts will close on May 1, 2026, with funds required to be withdrawn by April 16. “I’ve made a US LLC and apparently it’s not enough because I live in Indonesia. Wise is blocked. And today — Mercury. Can’t even receive funds from overseas.” A […]

VaultLeap

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