Question 1

Can I use VaultLeap instead of Deel as a contractor?

Accepted Answer

Yes, for receiving payments. Share your VaultLeap USD or EUR account details with your client and they can pay you directly via ACH or wire transfer — no platform fee required. You handle your own invoicing.

Question 2

How much can I save switching from Deel to VaultLeap?

Accepted Answer

On a $5,000/month contract with currency conversion, Deel can cost $155–225/month in withdrawal fees and hidden FX markup. VaultLeap costs approximately $62.50/month (0.75% transfer + 0.50% FX). That's up to 70% cheaper.

Question 3

Does VaultLeap handle contracts and compliance like Deel?

Accepted Answer

No. VaultLeap is a banking platform that provides accounts, payments, and a debit card. If you need contract management, invoicing software, or EOR services, Deel is a more comprehensive solution.

Question 4

Can my employer pay me via VaultLeap instead of Deel?

Accepted Answer

Yes. Your employer can send payments to your VaultLeap USD account via ACH or wire transfer — the same way they'd pay any US bank account. This works with Gusto, Rippling, Mercury, or any payroll system.

Question 5

Is VaultLeap better for contractors who manage their own invoicing?

Accepted Answer

Yes. If you already handle your own contracts and invoices, VaultLeap gives you the banking infrastructure at a fraction of Deel's cost. You get USD, EUR, and MXN accounts with a Visa debit card.

Feature	VaultLeap	Deel
FX markup	~0.50%	0.6–2% (hidden)
Transfer fee	0.75% → 0.65%	$0–$5 bank / 2.5% PayPal
Platform fee	$0	$49/mo per contractor
Stablecoin support	USDC auto-convert	$5–1.6% via Coinbase
Card intl fees	$0	1.25%
Fund availability	1–3 days ACH	1–7 days (varies)

VaultLeap vsDeel

USD

EUR

Feature-by-Feature Comparison

Stop paying $49/month for a bank account