Total Balance
$4,057.21
Active
USD
$1,257.21
For Gusto Freelancers
Get Paid via Gusto.Keep More Money.
Add your VaultLeap US account as a Gusto direct deposit destination. Receive payroll as domestic ACH — skip expensive international wire fees.
✓Banking services by Bridge, a licensed money transmitter✓No US residency or SSN required✓AES-256 encryption, SOC 2-ready infrastructure✓Self-custodial — you hold your keys
01
Open your VaultLeap account
Get a US account number and routing number in minutes. No US residency or SSN required.
02
Add to Gusto as direct deposit
In Gusto, go to Payment Method → Direct Deposit. Enter your VaultLeap routing and account number.
03
Get paid on payday
Your employer's Gusto payroll deposits via ACH to your VaultLeap account. Funds arrive in 1-2 business days.
04
Spend globally
Use your Visa® debit card for daily expenses, convert currencies at live rates, or withdraw to your local bank.
Fee Comparison: Gusto Payment Methods
See how VaultLeap compares to other ways of receiving Gusto payments internationally.
| Feature | VaultLeap | International Wire | Wise | PayPal |
|---|---|---|---|---|
| Receiving fee | $0 | $15–30 | Wise fees | PayPal fees |
| Transfer fee | 0.75% → 0.65% | Up to 2% | Included in rate | Included in rate |
| FX markup | ~0.50% | Bank rate (1–3%) | 0.41–0.65% | 2–5% |
| Settlement | 1–2 days | 3–5 days | 1–2 days | Instant |
| Debit card fees | $0 intl fees | N/A | Wise card | US only |
Fees as of March 2026. Rates may vary.