For Gusto Freelancers

Get Paid via Gusto.Keep More Money.

Add your VaultLeap US account as a Gusto direct deposit destination. Receive payroll as domestic ACH — skip expensive international wire fees.

01

Open your VaultLeap account

Get a US account number and routing number in minutes. No US residency or SSN required.

02

Add to Gusto as direct deposit

In Gusto, go to Payment Method → Direct Deposit. Enter your VaultLeap routing and account number.

03

Get paid on payday

Gusto payroll deposits via ACH. Fiat auto-converts to USDC. USDC converts to fiat on demand.

04

Spend globally

Use your Visa® debit card for daily expenses, convert currencies at live rates, or withdraw to your local bank.

Fee Comparison: Gusto Payment Methods

VaultLeap vs international wires, Wise, and PayPal.

FeatureVaultLeapInternational WireWisePayPal
Receiving fee$0$15–30Wise feesPayPal fees
Transfer fee0.75% → 0.65%Up to 2%Included in rateIncluded in rate
FX markup~0.50%Bank rate (1–3%)0.41–0.65%2–5%
Settlement1–2 days3–5 days1–2 daysInstant
Debit card fees$0 intl feesN/AWise cardUS only

Fees as of March 2026. Rates may vary.

Ready to keep more of your Gusto paycheck?

Takes minutes. Works with Gusto's direct deposit option.