Honest Comparison

VaultLeap vsPayPal

PayPal charges up to 8% on international freelancer payments when you stack fees. Here's how VaultLeap compares on cost, speed, and control over your money.

Feature-by-Feature Comparison

FeatureVaultLeapPayPal
FX markup~0.50%3–4%
Transfer fee0.75% → 0.65%2.99% + $0.49 (G&S)
Cross-border surcharge$0+1.5%
Fund holdsNoneUp to 21 days
Stablecoin supportUSDC auto-convertLimited (send only)
Debit card intl fees$02.5%

Fees as of April 2026. PayPal fees vary by transaction type and corridor.

VaultLeap Pricing

0.75%Standard — per transfer
0.65%Pro — per transfer

Done paying 8% to PayPal?

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