VaultLeap vsRedotPay
RedotPay is the #1 crypto card by volume. But it's not available in the US, charges 1-2.2% per transaction, and holds your funds in a custodial wallet. Here's how it compares.
Feature-by-Feature Comparison
| Feature | VaultLeap | RedotPay |
|---|---|---|
| Card Fee | $0 | $10 (virtual), $100 (physical) |
| FX Fee | 0% | 1% USD, 2.2% non-USD |
| Cashback | Coming soon | No (unless Pro subscription) |
| Custody | Self-custodial (your keys) | Custodial |
| US Available | Yes (48 states) | No |
| Supported Chains | USDC (Bridge) | 7+ chains (ETH, SOL, Polygon, Arbitrum, TON, Sui, Sonic) |
| Transaction Limits | Standard | $100K per tx, $1M per day |
| Apple / Google Pay | Yes | Yes |
| ATM | Not available | Yes (2%) |
| Mobile App | Coming soon | Yes |
Fees as of July 2026. Rates may vary.
Where VaultLeap Wins
Available in the US
RedotPay is not available to US residents. VaultLeap works in 48 US states — plus 14 LATAM countries and parts of Africa.
Zero card fees
$0 monthly, $0 per purchase, 0% international, 0% FX. RedotPay charges $10 for a virtual card, $100 for physical, and 1-2.2% on every transaction.
Self-custodial
VaultLeap is self-custodial — you hold your private keys. RedotPay holds your funds in a custodial wallet.
Real fiat account details
ACH routing numbers, SEPA IBANs, SPEI CLABEs for receiving salary and freelance payments. RedotPay is a spending card only — no way to receive payments.
VaultLeap Pricing
Standard
0.55%
per transfer
Pro
0.30%
per transfer
Frequently Asked Questions
US-available. Self-custodial. Zero card fees.
Open your VaultLeap account in minutes. No FX fees on card purchases, no custodial risk, available in the US.