Question 1

Is Tria cheaper than VaultLeap?

Accepted Answer

Tria's card costs $25-250/yr depending on tier. VaultLeap's card is $0. Both charge 0% FX fees. For pure cost, VaultLeap is cheaper.

Question 2

Is Tria's cashback worth the annual fee?

Accepted Answer

Tria offers 1.5-6% cashback, but it's paid in TRIA tokens with a 3-month cliff and 6-month vesting period. The effective value depends on TRIA's token price at the time you can actually use it.

Question 3

Are both self-custodial?

Accepted Answer

Yes. VaultLeap uses self-custodial wallets where you hold your keys. Tria uses TSS (Threshold Signature Scheme) wallets, which is also self-custodial but with a different cryptographic approach.

Question 4

Can I receive freelance payments on Tria?

Accepted Answer

Tria is primarily a spending card. VaultLeap provides real USD, EUR, and MXN account details (ACH, SEPA, SPEI) for receiving payments from clients and platforms.

Question 5

Which is better for US users?

Accepted Answer

Both are available in the US. VaultLeap is better if you want zero card fees and real bank account details. Tria is better if you want cashback rewards and are willing to pay the annual fee.

Feature	VaultLeap	Tria
Card Fee	$0	$25/yr (Virtual), $109/yr (Signature), $250/yr (Premium)
FX Fee	0%	0%
Cashback	Coming soon	1.5-6% (paid in locked TRIA tokens)
Yield / APY	Coming soon	Up to 15%
Custody	Self-custodial	Self-custodial (TSS wallet)
Fiat Rails	USD (ACH), EUR (SEPA), MXN (SPEI)	Limited
US Available	Yes (48 states)	Yes
Apple / Google Pay	Yes	Yes
Purchase Protection	No	$2,000 price + $10,000 purchase
Mobile App	Coming soon	Yes

VaultLeap vsTria

Feature-by-Feature Comparison

Where VaultLeap Wins

Zero card fees

Real fiat account details

Cashback in real value, not locked tokens

VaultLeap Pricing

Frequently Asked Questions

Self-custodial. Zero card fees. Real bank accounts.