What do points unlock?
in Points & Rewards•Help Article
Points unlock lower virtual account fees. They determine your Rewards Tier, which controls your pricing.
Rewards Tiers
Standard: 0 – 29,999 points (30 days) → Virtual account fee: 0.75%
Pro: 30,000 – 199,999 points (30 days) → Virtual account fee: 0.65%
Zero: 200,000+ points (30 days) → Virtual account fee: 0.00% up to $40k/month, 0.55% thereafter
Example
Process $10,000 of eligible volume → Earn 100,000 points → Unlock Pro Tier → Reduce your fee from 0.75% → 0.65%