Total Balance
How it works
01
Open your business account
US account number, EU IBAN, MXN CLABE, and BRL PIX — activate in minutes.
02
Invoice your clients
Share your US routing number or IBAN. Fiat payments auto-convert to USDC. USDC converts to fiat on demand.
03
Pay your contractors
Send USD, EUR, MXN, or BRL to your team at live partner rates — no markup.
04
Keep your books clean
Every payment syncs to QuickBooks automatically.
What's included
Everything your agency needs
MULTI
Multi-Currency Accounts
USD, EUR, MXN, and BRL — receive retainers and pay vendors without switching banks.
RAILS
Global Payment Rails
Receive via ACH and SEPA. Pay vendors via SPEI and PIX. Every currency on its local rail.
FX
Live Exchange Rates
Convert between currencies at live partner rates. Zero VaultLeap markup.
SYNC
QuickBooks Integration
All payments and payouts tracked automatically.
Simple. Predictable. No surprises.
0.75% on transfers. Pro subscribers pay less.
Standard
0.75%
Included with every business account — get started immediately
Pro
0.65%
Subscribe for $249/mo or $199/mo annually
Pro subscription: $249/mo or $199/mo billed annually. Cancel anytime.
- VERIFIED
- BUSINESS
- ACCOUNTS
- Client Payouts
- Invoice Tagging
- Quickbooks Sync
![]() | Franco Nguyen | +610.00 | USDC | Quickbooks Sync | Client Payment | |
|---|---|---|---|---|---|---|
![]() | Aarav Patel | +150.00 | EURO € | Quickbooks Sync | Client Payment | |
![]() | Emily Huan | -350.00 | USD $ | Quickbooks Sync | Bills | |
![]() | Carlos Rivera | -150.00 | EURO € | Quickbooks Sync | Marketing Cost |

Franco Nguyen
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Aarav Patel
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Emily Huan
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Carlos Rivera
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