Total Balance
How it works
01
Open your business account
Get your US account number, IBAN, and CLABE in minutes. No US residency required.
02
Fund your account
Receive fiat or USDC. Fiat auto-converts to USDC. USDC converts to fiat on demand.
03
Pay your team
Send USD via ACH, EUR via SEPA, MXN via SPEI, or BRL via PIX — no markup.
04
Stay organized
Every payout syncs to QuickBooks automatically.
What's included
Everything your team needs
MULTI
Multi-Currency Payroll
Pay in USD, EUR, MXN, or BRL — all from a single business account. No juggling banks.
RAILS
Global Payment Rails
Send via ACH, SEPA, SPEI, and PIX. Each currency settles on its own local rail.
FX
Live Exchange Rates
Convert between currencies at live partner rates. Zero VaultLeap markup.
SYNC
QuickBooks Integration
Every payout syncs automatically. Audit-ready from day one.
Simple. Predictable. No surprises.
0.75% on transfers. Pro subscribers pay less.
Standard
0.75%
Included with every business account — get started immediately
Pro
0.65%
Subscribe for $249/mo or $199/mo annually
Pro subscription: $249/mo or $199/mo billed annually. Cancel anytime.
- VERIFIED
- BUSINESS
- ACCOUNTS
- Client Payouts
- Invoice Tagging
- Quickbooks Sync
![]() | Franco Nguyen | +610.00 | USDC | Quickbooks Sync | Client Payment | |
|---|---|---|---|---|---|---|
![]() | Aarav Patel | +150.00 | EURO € | Quickbooks Sync | Client Payment | |
![]() | Emily Huan | -350.00 | USD $ | Quickbooks Sync | Bills | |
![]() | Carlos Rivera | -150.00 | EURO € | Quickbooks Sync | Marketing Cost |

Franco Nguyen
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Aarav Patel
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Emily Huan
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Carlos Rivera
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