46 articles
Receiving euros in Chile through a traditional bank is expensive and slow. If you work with clients in Germany, Spain, France, or anywhere in the eurozone, giving them an IBAN to send a SEPA transfer is the path of least resistance. The problem is getting that IBAN from Chile without flying to Europe or navigating […]
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Chilean remote workers often juggle payments from multiple countries. A design contractor might bill a US startup in USD, a European agency in EUR, and a Mexican company in MXN – all in the same month. Managing separate accounts and conversions for each currency burns time and money. Multi-currency accounts solve this by letting you […]
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Invoicing a US client from Chile involves more than sending a PDF and waiting. Between the SII’s boleta de honorarios requirements, the 13% retencion on freelance income, and the spread your bank charges to convert USD to CLP, the gap between what your client pays and what you actually receive can be significant. This guide […]
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Payoneer works. That is not the question. The question is whether it is the most cost-effective way for Chilean freelancers to receive international payments in 2026, and the answer, increasingly, is no. Payoneer built its business on marketplace integrations – if you work on Fiverr, Amazon, or certain B2B platforms, Payoneer is sometimes the default […]
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For years, Chilean freelancers and business owners have been told the same thing: if you want a real US bank account with a routing number and account number, you need either a Social Security Number or a US-based LLC with an EIN. This created a barrier that pushed people toward expensive workarounds – PayPal, Payoneer, […]
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Open Google and search “USD to CLP.” You will see the mid-market exchange rate – let us say it shows 950 CLP per dollar today. Now log into your Banco de Chile or BCI account and check what rate they are offering to convert incoming USD. It will likely be somewhere between 920 and 935. […]
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Chile’s economy is deeply connected to global trade, but the country’s banking infrastructure for receiving international payments has not kept pace. Whether you are a freelance developer in Santiago, a design agency in Valparaiso, or a consultant working remotely from Concepcion, the challenge is the same: getting paid from abroad costs too much and takes […]
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Upwork is one of the most popular platforms for Chilean freelancers working with international clients. Developers, designers, translators, virtual assistants – thousands of professionals in Chile earn their primary income through Upwork. But the platform’s withdrawal options for Chilean users are limited, and each one comes with costs that add up over time. Understanding exactly […]
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PayPal has a reputation problem in Chile, and it is earned. Between the 5% currency conversion fee, unpredictable account freezes, and the inability to hold USD properly in a Chilean PayPal account, freelancers here have been looking for alternatives for years. The problem was that for a long time, there were not many good ones […]
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Chilean freelancers working with international clients face a specific structural problem: Chile’s banking system is not designed for people who earn in dollars. Banco de Chile, BCI, and Santander Chile all offer cuenta corriente en dolares, but these come with high minimums, monthly maintenance fees, and unfavorable conversion rates when you eventually need pesos. And […]
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