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Earn

How the optional Earn feature works — where the yield comes from, the risks, and how deposits and withdrawals move on-chain.

6 articles in this category

What is Earn?

Earn is an optional, self-directed feature that lets you deposit USDC from your own self-custodial VaultLeap wallet into...

Where does the yield come from?

The vault lends deposits in overcollateralized on-chain lending markets through the Morpho protocol. Borrowers pay to bo...

Is Earn insured or guaranteed?

No. Funds in Earn are not FDIC, NCUA, or SIPC insured, and are not guaranteed by VaultLeap, Privy, Steakhouse Financial,...

What rate will I earn?

The rate is variable and set entirely by supply and demand in the vault's lending markets — VaultLeap doesn't set or inf...

How do withdrawals work?

You can withdraw at any time. Withdrawals redeem your vault shares for USDC and send it straight back to your own wallet...

Do I owe taxes on Earn yield?

Yield you earn may be treated as taxable income in your jurisdiction. VaultLeap doesn't provide tax advice and doesn't i...

Disclosure

Vaultleap is not a bank. The Prepaid Debit Visa Card is issued by Lead Bank and managed by Bridge Ventures, LLC. Fees may apply.

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Card Disclosure

The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See the Cardholder Agreement for more details.

Bridge Ventures LLC ("Bridge") is not a bank. Bridge is a financial technology company and the Program Manager responsible for managing and operating the Card on behalf of Lead Bank.

VaultLeap is not a bank. VaultLeap is a financial technology company and the Platform Provider responsible for the application, access, and management of the Card.

QuickBooks and the QuickBooks logo are trademarks of Intuit Inc., used under fair use to describe compatibility.

Licensing & Partners

Bridge Ventures LLC
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Lead Bank
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Pricing

FX conversions are subject to a ~0.5% partner pass-through fee on all tiers. No VaultLeap markup. No additional hidden costs.

VaultLeap operates under strict AML and KYC standards to ensure safe and compliant money movement.

See full pricing → →

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